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You are able to sign a deed-in-lieu of foreclosure which is also referred to as deeding your home back once again to the lender. This will helped me cancel the foreclosure action from the lender and it requires a prepared deed. However, it is believed that action does affect credit in exactly the same way that the foreclosure would.
One more thing to consider is a short sale. To be able to qualify for a short sale, your house should be worth less than the total amount owed to the lender. In the event that you wish to suggest this or do more research, it can also be referred to as a pre-foreclosure redeemed.
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